Haystacks

Ingredients

• 2 cups kidney beans, cooked
• 1 teaspoon salt
• 2 tablespoons chili powder
• 1 teaspoon ground black pepper
• 1 (14.5 ounce) package corn tortilla chips
• 1 head iceberg lettuce - rinsed, dried, and shredded
• 2 large tomatoes, chopped
• 1 green bell pepper, chopped
• 1 onion, chopped
• 1 (10 ounce) can chopped black olives
• 1 carrot, shredded
• 1 cup shredded Cheddar cheese
• 1/2 cup sour cream
• 1 cup salsa